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I want to use SmartFee to pay an invoice


I want to offer SmartFee to my clients


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Key Terms


A business (ABN) that has agreed to pay the total amount owed on their invoice to their professional advisor over monthly instalments through SmartFee.

Instalment Plan

An arrangement for payment made by several equal parts. SmartFee offers monthly instalment plans with terms from 3 to 12 months.

Credit Reporting Agency

An organisation whose business involves handling personal information in order to provide another entity with information about the credit worthiness of an individual.


A document that must state the services rendered by the professional firm, disclosing the amount due, payment terms and the entity to which it is issued to (in this case, the Borrower). The invoice must also be issued by the professional advisor within the last 12 months.

Direct Debit Request

A contract signed by a customer and a Biller (or Merchant) allowing the Biller to debit the customer’s nominated bank account.

Professional Fees

Charges for the services rendered by a business (in SmartFee’s instance, a Borrower) from their professional advisor. Typically these would be for accounting services or legal services.


A person from a group of managers who leads or supervises a particular area of a company. Companies that use this term often have many directors spread throughout different business functions or roles.

Professional Service Firms

Firms that SmartFee engage with are typically within the accounting and legal industries. These firms are appropriately licenced and accredited.

Fee Funding

Finance provided to businesses for the purpose of paying professional fees. The professional firm gets paid up front (by SmartFee) for the total amount of the invoice and the business owner pays the total amount owed on the invoice over a monthly schedule.


Abbreviation for Small to Medium Enterprise.

Funding Agreement

This is the Agreement the Professional firm (Accountants/Lawyers) completes on application to SmartFee.

Tax Deductible

You can claim the borrowing charges as a tax deduction for your business.

We are here to help

If you would like more information about using or offering SmartFee, please complete the form below or contact us directly on 1300 723 243

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