I want to offer SmartFee to my Clients.

SmartFee helps businesses pay invoices issued for professional fees over a monthly instalment plan. We do this by funding the invoice, so your firm gets paid up front (by SmartFee) for the total amount of the invoice and the business owner pays the total amount owed on the invoice over a monthly schedule.

SmartFee allows businesses to get the services when they need it and not just when they can afford it.

  • No cost to your firm or lock in contract
  • Simple transparent online signup process for your client
  • Free ongoing training and support in a format that suits your firm
  • Full invoice payment to your firm within 3 business days of your client making their first instalment
  • No application or administration fees
  • Approval within 1 business day for your client
  • Dedicated Client Account Manager to administer client accounts and minimise potential missed payments, including payment reminders.

SmartFee is founded by accountants, so we understand what is important to you and respect the relationship between your firm and your clients.

We have been operating in the professional industry for over 15 years and quality services is imperative to our core values.

We are an Australian business, with and accessible team that are proud the be client relationship driven.

How does SmartFee work?

SmartFee helps businesses pay invoices issued for professional fees over a monthly instalment plan. We do this by funding the invoice, so your firm gets paid up front (by SmartFee) for the total amount of the invoice over a monthly set plan.

The payment schedule for your client is based on a fixed amount each month, with repayment terms from 3-12 instalments. We have a simple signup process with fast approval (up to 1 business day).

Our dedicated Client Account Manager handles all client accounts including payment reminders so you don’t have to.


We have collated answers to frequently asked questions that are often asked by professional firms. If you have a question that is not yet answered below, feel free to contact one of our friendly team members.

Fee Funding is an alternative payment solution that allows a business to pay their invoice issued by their professional advisor (accountancy or legal fees), over monthly instalments rather than a lump sum. SmartFee is the monthly payment option for professional fees.

Any business that has an Australian Business Number (ABN) can obtain funding for their professional fees. This includes any company, partnership, sole trader or trust. SmartFee will only provide funding on invoices that are for business purposes and issued by a professional advisor. The invoice must specify the services rendered by the Practice.

An appropriately licenced accounting or law firm which has been accredited and completes work for their clients and raises an invoice for payment.

Borrowers may pay their invoice over 3 to 12 instalments. Their professional advisor should discuss the appropriate option with their client best suited to them.

In most cases, now however there may be some circumstance that we request financial information. To mitigate any potential risks for both parties, SmartFee will conduct a risk check on new clients.

After we do all the appropriate checks and approvals, the professional firm will receive payment in full for their client’s invoice from SmartFee, upon receipt by SmartFee, of the first payment made by the client.

If you are a professional firm offering SmartFee to your clients, there are no lock in contracts or exclusive arrangements. If you are a business using SmartFee, to pay off your invoice (borrower) you are legally bound by the terms and conditions (3 to 12 months) as stated in your contract.

We have a dedicated team to ensure a simple and quick set up for your firm, so you can invoice your clients with SmartFee’s payment solution as soon as possible. We will also provide all the resources and training you need for your staff along with ongoing support.

The invoice must be issued by the professional advisor (firm) within the last 12 months.

No, SmartFee do not fund invoices to individuals. We fund invoices issued by professional firms to businesses with an Australian Business Number (ABN).

The invoice must be made under the entity which represents the ABN or ACN. It also must specify the services rendered by the professional firm.

We have no application fees for the professional firm or their clients. We are transparent about all costs associated with funding invoices and we provide a schedule for the borrower with set monthly instalments. We ensure the borrower (and the professional) know exactly how much is due per instalment and the due date for payment.

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